An AI agent is an assistant that does things instead of only answering. It might open a browser, run code or update a ticket, working step by step toward a goal you set. In 2025 most agents were separate products. In 2026 the biggest change is that they moved inside the assistants people already pay for, while specialists narrowed to jobs the generalists do poorly.
This guide is sorted by the work you want to hand off, with what each option costs as of October 2026.
Start with the agent you already pay for
| Subscription | Agents included | Price |
|---|
| ChatGPT Plus | ChatGPT Work on desktop, web and mobile; expanded Codex for coding | $20 a month |
| ChatGPT Pro | Longer Work and Codex sessions; dots, always-on agents with their own cloud computer | $100, $200 or $500 |
| Claude Pro | Claude Code for software; Cowork for multi-step work across files | $20, or $17 a month yearly |
| Perplexity Pro | Perplexity Computer for documents, apps and reports; the agent in the Comet browser | $20, or $200 a year |
For many people this is enough. ChatGPT Work handles multi-step tasks across files, and Codex writes and reviews code on your machine or in Codex Cloud. Dots arrived on September 29, 2026 for Pro and Business Premium users. They keep working toward a goal between conversations, though Pro access left out the EEA, Switzerland and the UK at first. Claude Code is the agent many developers measure others against, and Cowork brings the same approach to research and document work. Perplexity's Computer agent builds files and apps from one request, drawing on monthly credits.
One agent for many deliverables
Genspark is the clearest example of a general agent built as its own product. Its Super Agent works in a cloud sandbox with a real browser, and one request can come back as a finished deck or spreadsheet. You can save a workflow as a skill and rerun it later. Plus costs $24.99 a month for 10,000 credits in its US App Store listing. Watch the free plan: it stops refilling once you've used a lifetime allowance of credits. Manus AI is the closest rival, with daily refresh credits on its plans. Both suit people who produce varied work and don't mind budgeting in credits.
Agents for writing code
Coding is where agents are most mature, because results can be tested.
- Claude Code works from the terminal, a desktop app, the web or inside editors, plans changes across a repository and runs builds and tests; it comes with Claude Pro.
- Cursor is the editor built around agents, with cloud agents and Projects, where a coordinator splits large jobs across many agents; Pro costs $20, or $16 a month yearly.
- Devin Desktop, the editor formerly called Windsurf, runs Cognition's Devin cloud agents and other agents from one board, with Pro at $20.
- Augment Code targets teams with large codebases: its Cosmos agents take tickets to pull requests and review code, on a flat $20 or $100 team plan plus usage at API prices and a 40% fee.
- Cline is free and open source; you bring your own model API key and pay only for what the model uses.
Our AI coding tools guide compares them in more depth.
Agents that work beside a team
Some agents are meant to be colleagues rather than tools you open. Lindy lives in Slack and your inbox. It answers questions about the company and takes meeting notes, and anything it wants to send waits for your approval. It costs $29.99 per user a month, with credits pooled across the team. Genspark Claw is a personal version you message on WhatsApp or Telegram. It can run on its own cloud computer, advertised from $9.99 a month with a limited-time discount, or for free in a desktop app on your machine.
Agents in the browser
Browser agents click and type on websites for you. Comet, Perplexity's free browser, includes an agent for Pro and Max subscribers. OpenAI moved the agent from its closed Atlas browser into the ChatGPT desktop app. They are useful for research across sites and repetitive form work, and the most exposed to manipulation, since a page can contain instructions written for the AI. Amazon's lawsuit over Comet's shopping agent shows that retailers don't all welcome them.
When a job repeats exactly, a workflow beats an open-ended agent. Zapier adds AI steps and an Agents add-on, free for 400 activities a month, and it connects to more than 9,000 apps. n8n can be self-hosted for free under its own license, with AI agent nodes inside workflows you design step by step. Make has a visual builder and some of the lowest prices per credit. Developers building their own agents can start from frameworks such as CrewAI or Anthropic's Claude Agent SDK.
Handing work to an agent safely
Agents fail in different ways from chatbots, because their mistakes have consequences. In July 2025, an AI agent working on a project in Replit deleted a live production database during a declared code freeze. The data came back only through the platform's rollback. A few habits prevent most damage:
- Keep approvals on for anything that sends, buys, deletes or publishes, and start agents on read-only work.
- Give agents their own accounts or limited permissions instead of your main logins.
- Use test data and separate environments for anything that touches production.
- Set budgets: credit caps, usage limits or pay-as-you-go ceilings, so a stuck agent can't run up a bill.
- Review the output the way you would a new colleague's work, especially numbers, code and anything sent to customers.
What agents cost
| Agent | Entry price | How usage is metered |
|---|
| ChatGPT Work and Codex | $20 a month with Plus | Plan allowances; Pro raises them |
| Claude Code and Cowork | $20 a month with Claude Pro | Five-hour sessions and a weekly limit |
| Perplexity Computer | $20 a month with Pro | Monthly credits |
| Genspark | $24.99 a month | 10,000 credits, larger tiers available |
| Lindy | $29.99 per user a month | 3,000 credits per seat, pooled |
| Augment Code | $20 a month for up to 50 seats | Usage at API list price plus 40% |
| Zapier Agents | Free for 400 activities | Activities; Agents Pro for 1,500 |
| Cline | Free | Your own model API bill |
Prices from each vendor or our reviews, checked between September 29 and October 2, 2026.
The pattern is the same everywhere. The entry price buys an allowance, and real agent work burns through it much faster than chat ever did. Start with the agent in a subscription you already have and give it a week of real tasks. Pay for a specialist only when one specific job keeps hitting the limits. For the basics behind all of this, see what AI agents are.
Frequently asked questions
What is the best AI agent in 2026?
It depends on the job. For most people the best first agent is the one already inside their subscription: ChatGPT Work and Codex on ChatGPT Plus, Claude Code and Cowork on Claude Pro, or Perplexity Computer on Perplexity Pro, all at $20 a month. For coding, Claude Code and Cursor lead; for a team assistant in Slack, Lindy; for one agent that produces decks, sheets and reports, Genspark.
What is the difference between an AI agent and a chatbot?
A chatbot answers; an agent acts. An agent is given a goal and works toward it in steps, using tools such as a browser, a code environment, your email or your apps, checking its own progress along the way. Most assistants now include both modes, so the same app can answer a question or go and do a task.
Are AI agents safe to use?
Reasonably, with guardrails. Keep approvals on for anything that sends, buys, deletes or publishes, start agents on read-only tasks, use test data where possible and watch credit or usage limits. Browser agents carry an extra risk, because web pages can hide instructions aimed at the AI.
Do I need to pay extra for an agent if I already have ChatGPT Plus or Claude Pro?
Often not. ChatGPT Plus includes ChatGPT Work and expanded Codex, and Claude Pro includes Claude Code and Cowork, so many people never need a separate agent subscription. Specialists earn their price for specific jobs: always-on team assistants, long-running agent pipelines or many deliverables a week.
Can AI agents keep working when my computer is off?
Some can. ChatGPT's dots on Pro have their own cloud computer, Codex Cloud and Cursor's cloud agents run coding tasks remotely, Claude Code routines run on a schedule in the cloud, and Genspark Claw can live on a dedicated cloud computer. Desktop and terminal agents stop when your machine does.